We travel over 100,000 miles a year for work, so when it comes to traveling for pleasure, we try to utilize our miles for freebees. This past winter, there was a promotion going on at Chase banks around the U.S. If a client signed up for a Chase Sapphire Reserve card and spent a few thousand dollars in the first three months, they would be rewarded with a 100,000-point sign up bonus. Scott jetted to our nearest Chase bank so that we could start accruing points and planning our next vacation.

Yes, the Chase Sapphire Reserve card is one of the most expensive credit cards out there. However, if you’re a traveler, it pays itself off almost immediately. After spending $4,000 in the first three months, you receive a $300 travel credit. Obviously, we spent $300 on travel in the first three months and that travel credit posted to our account as soon as it was charged!

The Chase Sapphire Reserve card is something that we see benefits with every single day. When we utilized our 200,000 points for round-trip business class flights to Europe, we ended up using our Chase Sapphire Reserve card to pay for all of our meals in Europe. For every $100 meal, that meant 300 points of saving! For every rental car, taxi, café, and fine dining experience, we received 3x the cost in points!